Flight Insurance

I need to fly somewhere.
What? Do I want insurance?
Well, let me take a look.
One insurance plan offers insurance that pays benefits if you die on an airplane.
Another insurance plan offers insurance that pays benefits if you die in a terrorist attack on an airplane.
The second plan costs more, despite the fact that the first plan overlaps the terms of second plan.
Why do people buy the second?
Because they’re afraid? And stupid?
But I’m going to buy it anyway.
Because I could do this through GoToMeeting.
Instead of flying there.
But I’m afraid. And stupid.