My wife and I had work schedules that made it difficult to get to the bank together, but my mother always insisted on putting both of our names on any checks she sent us. I told her not to do that, but she kept doing it. I’d end up shredding the checks because it was so inconvenient to cash them. When my parents had financial difficulties, I would make the checks out to my mother and a completely random person. That way, it was just as inconvenient if not impossible for her to cash those checks. Turnabout is fair play.