Zilla

Nobody knows why Godzilla keeps attacking Tokyo, but the insurance companies learned their lesson after the first time.
They tried to add “zilla” to the end of “Act of God” in their policies, but that didn’t quite work out with Kanji characters. So, they said that Godzilla had used his atomic fire breath on the building that warehoused all the records and paperwork.
When that scam didn’t work, the insurance company called the bankers and worked up a deal.
“Godzilla destroyed our vault and records,” the bankers said.
They pocketed the cash, fled to Singapore, and lived happily ever after.