Hank crashes

Every night at the dinner table, Hank thumps his chest and proudly says “Because of the cars I build, someone’s coming home alive to their family that wouldn’t come home in any other car!”
Hank couldn’t afford a car he’d built. He drove a cheaper, less safe model.
So when he got into a wreck, he was killed instantly.
The other driver survived just fine. He had been driving a car that Hank had built.
Hank had a life insurance policy, so his wife was taken care of, his kids got to college.
And neither got a job building cars.